How Much Home Can You Really Afford?

Knowing how much home you can afford protects both your purchase power and your monthly cash flow. Lenders look at income, existing debts, credit, and reserves, but you should also factor in lifestyle costs.

A good affordability estimate includes your target payment, debt-to-income comfort level, and room for maintenance, utilities, and savings.

Try the Home Affordability Calculator to model income and debt assumptions before touring homes outside your range.

Thai Nunes can help translate those estimates into a practical pre-approval conversation so you shop with confidence.